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Broker AI turns complex policy documents into clear, client-ready drafts in minutes - Purpose built for South African insurance brokers.

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POPIA AWAREFAIS ALIGNEDBUILT IN 2025

RECORD-OF-ADVICE.PDF

ProcessingLIVE

RECORD OF ADVICE — SHORT-TERM PERSONAL LINES

ClientJ. Naidoo

AdviserK. Adams

Date18 April 2026

A · CLIENT NEEDS & OBJECTIVES

Comprehensive cover for primary residence, two vehicles and specified all-risk items.

Affordability assessed; client able to bear R5 000 standard excess.

B · NEEDS & GOALS IDENTIFIED

UploadExtractReasonGenerate

/ 01PROBLEM

BrokersshouldfocusontheAdvice,notthepaperwork.

Hours lost to manual input

Brokers spend hours going through long policy wordings to identify the details that matter.

Inconsistent advice

Without a consistent framework, advice quality varies across advisers and client files.

Compliance drag

ROAs, RARs and FAIS-aligned letters take longer to draft than the advice itself.

Knowledge silos

Insurer updates, endorsements and product changes live in inboxes rather than systems.

/ 02SOLUTION

One system that supports advisers in reading, interpreting, and structuring their advice with consistency.

Policy intelligence

Ingest insurer wordings, endorsements and schedules. Broker AI normalises and indexes every clause.

Compliant generation

Draft ROAs, risk analyses and client letters with structure that assists with FAIS requirements.

Reasoned answers

Ask any question and get cited responses grounded in the policies you uploaded.

Built for SA brokers

Designed around the short-term and life insurance workflows used by South African brokers.

/ 03HOW IT WORKS

Four steps from raw documents to client-ready documentation.

STEP 01

Upload

Drop in policy PDFs, schedules or insurer briefs.

STEP 02

Extract

All relative details including, Clauses, limits and exclusions parsed and indexed.

STEP 03

Reason

Cross-reference the cover against broker provided context and policy wording.

STEP 04

Generate

Draft Renewals, ROAs, RARs Onboarding and letters in minutes.

/ 04CAPABILITIES

A toolset shaped around how brokers actually work.

SHORT-TERM INSURANCE

Personal ROA

Generate complete Records of Advice for personal clients.

Personal Replacement ROA

Produce replacement advice records with side-by-side comparisons.

Personal Renewal ROA

Streamline annual renewals with structured Records of Advice and supporting documents.

Commercial ROA

Build detailed Records of Advice for commercial clients.

Commercial Replacement ROA

Compare and replace commercial cover with clarity.

Commercial Renewal ROA

Simplify the annual renewal cycle for commercial business with clear, structured documentation.

Confirmation of Cover Generator

Issue professional confirmation-of-cover letters instantly.

Short-term Quote Comparison Tool

Compare quotes across insurers with structured side-by-sides.

LIFE INSURANCE

Client Minutes Generator

Turn client meetings into structured minutes automatically.

Life Replacement RAR (ROA)

Generate replacement advice records for life products.

Life Onboarding

Onboard new life insurance clients with structured flows.

Life Investment Onboarding

Handle investment onboarding with consistent documentation.

Life Quote Comparison Tool

Compare life cover quotes across insurers with clear, structured side-by-sides.

BROKER AI INTELLIGENCE

Document Advisor

Intelligent review and insight across policy documents.

Risk Indicators

Surface risks and gaps in cover before they become claims.

Client Screening

Automate client due diligence by screening for sanctions lists, PEP status, and AML compliance risks.

/ 06BENEFITS

Measurable outcomes for the firm.

70%

Less time on paperwork

80%

Less Effort

96%

Accurate*

15+

Models to choose from

24/7

Available across the brokerage

/ 07PRICING

Credit-based pricing. Built for South African brokers.

Pay for what you use. With dynamic credit pricing, smaller tasks cost less and complex, data-heavy work costs more — spend your credits however suits your practice.

PARTNER OFFER

25% off all monthly plans for FSPHub members.

Discount automatically reflected on Bronze, Silver and Gold tiers below.

FSPHUB × BROKER AI

Free Trial

Free

ONCE-OFF SINGLE USER

Try BrokerAI with no commitment.

10 credits (once-off)
All core tools
Document extraction

Start free trial

−25%

Bronze

R 1 200/mo

R 1 600/moFSPHub price

20 CREDITS PER MONTH UNLIMITED USERS

For brokers getting started.

20 credits per month
All Core tools
Document extraction & analysis
Generic design
Standard support

Monthly subscription credits reset every billing cycle.

Get Bronze

−25%

Silver

BEST VALUE

R 2 625/mo

R 3 500/moFSPHub price

50 CREDITS PER MONTH UNLIMITED USERS

For active brokers running a steady book.

50 credits per month
Everything in Bronze
Priority generation queue
Organisation linked usage
Priority support

Monthly subscription credits reset every billing cycle.

Get Silver

−25%

Gold

R 4 500/mo

R 6 000/moFSPHub price

100 CREDITS PER MONTH UNLIMITED USERS

For high-volume brokers and small teams.

100 credits per month
Everything in Silver
Usage discounts
Custom logo management
Priority support & onboarding
Early access to BETA tools

Monthly subscription credits reset every billing cycle.

Get Gold

Enterprise

Custom

USAGE-DEPENDENT PRICING UNLIMITED USERS

For large brokerages and insurer-aligned groups.

Flexible, usage-based credit structure
Advanced access controls
Custom templates & integrations
Discounted Credit usage
Custom Pricing
Monthly organisation reports

Get a quote

Top-up credits never expire and are only used after your monthly subscription credits are used.Monthly subscription credits reset every billing cycle.

ALL PRICES IN ZAR, EXCL. VAT. CREDITS RESET MONTHLY.

/ 08CREDIT CALCULATOR

Pick a plan — or enter your own credit amount — and see the average number of runs you get from each tool.

Personal ROA / 1cr

50runs

Personal RAR / 1.25cr

40runs

Personal Renewal / 0.6cr

83runs

Commercial ROA / 1cr

50runs

Commercial Replacement / 1.25cr

40runs

Commercial Renewal / 0.6cr

83runs

Quote Comparison v3 / 1cr

50runs

Life Onboarding ROA / 1.25cr

40runs

Investment Onboarding ROA / 1.25cr

40runs

Life Replacement RAR / 1.25cr

40runs

Want to know how far your credits will go?

Choose a plan or enter a custom credit amount — the runs above update instantly.

credits

*Credit costs are averages and subject to change depending on token usage per run. Actual usage varies with document size and task complexity.

/ 09SECURITY

Builtforclientconfidentialityfromdayone.

Broker AI is engineered for the regulatory weight South African brokers carry. Sensitive client data stays inside your organisation.

POPIA aware

Data handling designed around POPIA principles, with consent and minimisation by default.

Encryption at rest

Documents and outputs encrypted in storage and in transit.

Tenant isolation

Each firm's data is logically isolated — no cross-firm training.

Audit trail

Every generated artefact is traceable back to the source clauses.

/ 10ROADMAP

What's coming next.

COMING SOON

E-Sign Integration

Send, sign, and track documents digitally — keeping your process simple and efficient.

COMING SOON

Claims Advisor Assistant

Supports brokers in assessing claims, identifying relevant cover, and structuring clear, informed feedback.

COMING SOON

Medical Aid Advisor

Supports brokers in comparing medical aid options and structuring clear, consistent Records of Advice.

TRY BROKER AI

Experience Broker AI using your own policy schedules.

Bring three documents and a real client scenario — we’ll walk you through a complete ROA in under 10 minutes.

Start free trial

CONTACT SUPPORT

Get in touch with our team.

Send us your details and what you'd like to discuss — or email us directly at admin@brokerai.co.za.

Broker AI helps South African brokers work more efficiently, without compromising on the quality of their advice.

— CAPE TOWN